Not sure if anyone banks with Monzo in UK but there Perks offer YouTube premium. Such a godsend not seeing ads 😂

I do not have Monzo (US) but I do have YouTube Premium and it is 100% worth it that is for sure!

I’d love to know: what is Monzo? I’m not from the United States and have no idea what Monzo is; this is the first time I’ve come across it.

Its an online only bank

On Sep 28, 2026, Jigsaw said:

Its an online only bank

Oh, I see—now I get it. It's a digital bank, right? But I assume it's exclusive to the United States, isn't it?

“Monzo operates primarily as a fully licensed bank in the United Kingdom and has also expanded its services to the United States and Ireland.”

On Sep 28, 2026, Jigsaw said:

“Monzo operates primarily as a fully licensed bank in the United Kingdom and has also expanded its services to the United States and Ireland.”

But where did it originate? So, was it created in the United Kingdom and then expanded to the United States and other countries, or where did it start?

I believe it started in the UK

On Sep 28, 2026, Jigsaw said:

I believe it started in the UK

Okay, thanks for the answer. Do you use it or not?

Yes I have my own account, a joint account, a credit card, a loan, my pension in with them too. And I did have business account.